All figures are estimates. Nothing is submitted from this panel.
$
Enter the policy face amount.
0 yrs
Enter a life expectancy in months (a real assessment, not a placeholder).
$
Use the "planned premium" line from the current illustration. No monthly minimum-premium solve is run.
Enter an estimated flat annual premium (can be 0 for a fully-funded policy).
$
Enter a life expectancy above to add premium years.
Each year can differ. No monthly minimum-premium solve is run.
Affects the timing — and so the present value — of premium outflows, not the total amount.
Policy Valuation
Preliminary estimate
Enter your details to see the offer range.
Enter your name.
Enter a phone number.
Enter a valid email.
We'll only use this to follow up about your policy. No spam.
Estimated purchase price range
What this screener ignores — current account value / cash surrender value, surrender charges, the actual monthly cost-of-insurance and no-lapse buffer mechanics, and the probability of the insured living longer or shorter than the point-estimate LE (no survival curve is used; this is a "dies exactly at LE" deterministic estimate only). Treat this as a rough first look — not a final price.
This tool produces a rough, screening-level estimate for informational purposes only. It is not investment, tax, or legal advice, and is not a substitute for a full underwriting-grade valuation. All figures assume the stated life expectancy and premium hold exactly — actual results will differ. By generating an estimate, your contact info and case details are sent to the Poel Life team.